If you want to 10x your net worth, decrease your tax bill and reduce risk then the tax free zone is for you.

Watch these two 2 minute videos. They introduce The Tax Free Zone concept:

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The Head Start solution is designed to give your children a step up in life. I got my sons Head Starts when they were one month old.

It's more flexible than a RESP and you should definitely look at getting a Head Start for your kids unless you hate tax free growth and lifetime protection. Head Starts are a better option to help finance your children's future life goals without limiting them to just post-secondary education.

What a Head Start does:

1.) Provides lifetime life insurance coverage for your children.

2.) Transfers money from you to your child in a tax efficient manner.

3.) Pays for their education, starting a business or anything they need once they are off your payroll.

4.) Gives you access and control over the policy's cash value.

Please view this short video for more details:

The cascade is designed for families with a combined net worth of $30 million or more: The ultra high net worth.

This solution uses three generations to build extreme tax free wealth.

Put in $10 million, make $100 million tax free and often it’s far more that $100 million.

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Case Study:

Generation one: GrandParents

Buy two life policies contributing 150k each for 10 years. ($300k x 10 years = $3 million) Funding is cash from a Corporation/Trust with the opportunity to use leverage and reuse proceeds for business/investment purposes. This generates a $9.2 million payout at life expectancy at 90 years old. This $9.2 million pays off the leveraged loan at generation one, two and three.

Generation two: Parents (Sandwich Generation)

Buy two life policies contributing $300k each for 10 years. ($600k x 10 years = $6 million) Funding is cash from a Corporation/Trust with the opportunity to use leverage and reuse proceeds for business/investment purposes. Generation 2 has now received "free insurance" due to the cash infusion from Generation 1. The policy has continued to grow and vest until generation 2 passes away at 90 generating $57.6 million.

Generation three: Parent's Child(ren)

Buy a life policy on the child contributing 100k for 10 years. You can leverage the policy as well. When generation three passes at 90 the payout is $32 million net tax free gain for the family.

The total family contribution is $1 million per year for 10 years, a total of $10 million. That generates a $98.8 million tax free increase in the family net worth. So it’s a 10x return to the family.